What We Offer
Services
Personal Loans
Unsecured loans for personal needs such as weddings, education, travel, medical expenses, or debt consolidation. Quick approval with flexible repayment options.
Terms & Conditions:
• Applicant must be 21–60 years old.
• Minimum monthly income requirement varies by bank/NBFC.
• Loan amount depends on credit score, income, and repayment capacity.
• Processing fees and interest rates as per lender policy.
Business Loans
Funding for entrepreneurs and businesses to expand operations, purchase equipment, hire staff, or manage working capital.
Terms & Conditions:
• Valid business registration required.
• Minimum business vintage: 1–3 years (varies by lender).
• Collateral may or may not be required based on product type.
• Subject to financial statement and turnover checks.
Home Loans
Affordable loans for buying, constructing, or renovating residential and commercial properties
Terms & Conditions:
• Age: 21–65 years.
• Property must meet lender’s legal and technical verification.
• Repayment tenure up to 30 years (varies by bank).
• Subject to property valuation and borrower’s credit profile.
Mortgage Loans (Loan Against Property)
Secure funding by pledging your residential or commercial property while retaining ownership.
Terms & Conditions:
• Property must have a clear title.
• LTV (Loan-to-Value) ratio up to 60–70% depending on lender.
• Tenure up to 15 years.
• Applicant must show repayment capacity.
Working Capital Loans
Short-term finance to meet day-to-day operational needs like raw materials, payroll, or inventory.
Terms & Conditions:
• Only for registered businesses.
• Turnover and cash flow verification required.
• Interest rates vary as per creditworthiness.
Credit Cards
Wide range of cards with cashback, travel benefits, shopping rewards, and more.
Terms & Conditions:
• Minimum income requirement.
• Subject to credit history check.
• Annual/joining fees may apply.
All Types of Insurance
Life Insurance: Protects your family’s financial future in case of your demise.
Health Insurance: Covers medical expenses for illness, hospitalization, and surgeries.
Motor Insurance: Protects your vehicle from accidents, theft, or damages.
General Insurance: Covers home, travel, business, and other risks.
Terms & Conditions:
• Premium and coverage depend on plan type and applicant details.
• Exclusions and waiting periods apply as per policy.
Mutual Funds
Professionally managed investment options in equity, debt, or hybrid funds for wealth creation.
Terms & Conditions:
- Subject to market risks; read scheme documents carefully.
- Minimum investment amount varies by scheme.
Investment Solutions
Customized investment strategies including bonds, fixed deposits, gold, and portfolio management.
Terms & Conditions:
- Returns depend on product type and market conditions.
- Risk varies as per investment category.
MSME Loans under Government Schemes
Affordable loans supported by schemes like PMEGP, CGTMSE, and other subsidy-linked programs for small and medium enterprises.
Terms & Conditions:
- Only for eligible MSME-registered businesses.
- Subsidy percentage and loan limits depend on scheme guidelines.
- Requires submission of project report and necessary documents.