/* Modern Money Loans Design System - Emerald & Gold Financial Palette */
@import url('https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,300;1,400;1,500;1,600;1,700;1,800&family=Open+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,300;1,400;1,500;1,600;1,700;1,800&display=swap');

:root {
  --primary-emerald: #064E3B;
  --emerald-medium: #059669;
  --emerald-hover: #047857;
  --emerald-light: #ECFDF5;
  --emerald-glow: rgba(5, 150, 105, 0.15);
  
  --accent-gold: #F59E0B;
  --accent-amber: #D97706;
  --gold-light: #FEF3C7;
  --gold-glow: rgba(245, 158, 11, 0.25);
  
  --dark-slate: #0F172A;
  --text-main: #1E293B;
  --text-muted: #64748B;
  --bg-cream: #FAFBF9;
  --card-bg: #FFFFFF;
  --border-light: #E2E8F0;
  
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-full: 9999px;
  
  --shadow-subtle: 0 4px 20px -2px rgba(15, 23, 42, 0.05);
  --shadow-card: 0 10px 30px -5px rgba(6, 78, 59, 0.08);
  --shadow-hover: 0 20px 40px -10px rgba(6, 78, 59, 0.16);
  
  --font-heading: 'Poppins', 'Open Sans', -apple-system, sans-serif;
  --font-body: 'Poppins', 'Open Sans', -apple-system, sans-serif;
  
  /* Brand colors for the new redesign */
  --primary-purple: #6C4CCF;
  --primary-purple-hover: #583bb3;
  --text-muted-gray: #6B7280;
}

/* Base Resets */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  font-weight: 400;
  background-color: var(--bg-cream);
  color: var(--text-main);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
}

a {
  color: inherit;
  text-decoration: none;
}

button, input, select {
  font-family: inherit;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* Utility Classes */
.text-emerald { color: var(--emerald-medium); }
.text-gold { color: var(--accent-amber); }
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-full);
  font-size: 0.825rem;
  font-weight: 500;
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.badge-gold {
  background: var(--gold-light);
  color: var(--accent-amber);
  border: 1px solid rgba(245, 158, 11, 0.3);
}

.badge-emerald {
  background: var(--emerald-light);
  color: var(--emerald-medium);
  border: 1px solid rgba(5, 150, 105, 0.2);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.85rem 1.8rem;
  border-radius: var(--radius-md);
  font-weight: 500;
  font-size: 0.975rem;
  cursor: pointer;
  transition: all 0.25s ease;
  border: none;
  outline: none;
}

.btn-primary {
  background: linear-gradient(135deg, #059669 0%, #064E3B 100%);
  color: #FFFFFF;
  box-shadow: 0 8px 20px rgba(5, 150, 105, 0.25);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(5, 150, 105, 0.35);
  background: linear-gradient(135deg, #10B981 0%, #047857 100%);
}

.btn-gold {
  background: linear-gradient(135deg, #F59E0B 0%, #D97706 100%);
  color: #FFFFFF;
  box-shadow: 0 8px 20px rgba(245, 158, 11, 0.25);
}

.btn-gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(245, 158, 11, 0.35);
}

.btn-outline {
  background: transparent;
  color: var(--primary-emerald);
  border: 2px solid var(--emerald-medium);
}

.btn-outline:hover {
  background: var(--emerald-light);
  color: var(--primary-emerald);
}

.btn-purple {
  background: var(--primary-purple);
  color: #FFFFFF;
  font-weight: 600;
  box-shadow: 0 8px 24px rgba(108, 76, 207, 0.25);
  border-radius: 30px;
  padding: 1rem 2.5rem;
  font-size: 1.05rem;
  transition: all 0.25s ease;
}

.btn-purple:hover {
  background: var(--primary-purple-hover);
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(108, 76, 207, 0.35);
}

/* Header & Navbar */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.8);
  transition: all 0.3s ease;
}

.site-header .nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 85px;
}

.brand-logo {
  display: flex;
  align-items: center;
}

.brand-logo img {
  height: 55px;
  width: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav-links a {
  font-weight: 400;
  font-size: 0.95rem;
  color: var(--text-main);
  transition: color 0.2s ease;
}

.nav-links a:hover {
  color: var(--emerald-medium);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 1.2rem;
}

.hotline-badge {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--primary-emerald);
  background: var(--emerald-light);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-full);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--dark-slate);
  cursor: pointer;
}

/* =============================================
   HERO SECTION — Full-Screen Video Background
   ============================================= */

.hero-section {
  position: relative;
  width: 100%;
  height: 100vh;
  min-height: 620px;
  max-height: 900px;
  overflow: hidden;
  display: flex;
  align-items: center;
  background: url('assets/hero-bg.png') center center / cover no-repeat, #0a1628;
}

/* ---------- Video Wrapper ---------- */
.hero-video-wrapper {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 0;
  overflow: hidden;
}

.hero-video-iframe {
  /* Scale up to cover like background-size: cover */
  position: absolute;
  top: 50%;
  left: 50%;
  width: 177.78vh;  /* 16/9 * 100vh */
  height: 100%;
  min-width: 100%;
  min-height: 56.25vw; /* 9/16 * 100vw */
  transform: translate(-50%, -50%);
  border: none;
  pointer-events: none;
}

/* ---------- Dark Overlay — removed ---------- */
.hero-overlay {
  position: absolute;
  inset: 0;
  background: transparent;
  z-index: 1;
}

/* ---------- Hero Container (positions content) ---------- */
.hero-container {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: flex-start;
  width: 100%;
  padding-top: 0;
  padding-bottom: 0;
}

/* ---------- Hero Card — no blur, no background ---------- */
.hero-glass-card {
  background: transparent;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border: none;
  border-radius: 28px;
  padding: 3rem 3.5rem;
  max-width: 600px;
  box-shadow: none;
  animation: heroCardFadeIn 0.9s ease both;
}

@keyframes heroCardFadeIn {
  from {
    opacity: 0;
    transform: translateY(28px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ---------- Hero Typography ---------- */
.hero-title {
  font-family: var(--font-heading);
  font-size: 58px;
  line-height: 1.12;
  font-weight: 800;
  letter-spacing: -0.015em;
  margin: 0 0 1.4rem 0;
  display: flex;
  flex-direction: column;
}

/* Dark text for visibility on bright video */
.hero-title .highlight-purple {
  color: #4C1D95;
}

/* Dark text on bright video background */
.hero-title .text-white-hero {
  color: #0F172A;
  text-shadow: none;
}

.hero-subtitle-new {
  font-family: var(--font-body);
  font-weight: 400;
  font-size: 20px;
  color: #1E293B;
  line-height: 1.55;
  margin-bottom: 2.2rem;
  max-width: 500px;
  text-shadow: none;
}

.hero-cta-new {
  margin-bottom: 0;
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1024px) {
  .hero-title {
    font-size: 46px;
  }
  .hero-glass-card {
    padding: 2.5rem 3rem;
    max-width: 520px;
  }
}

@media (max-width: 768px) {
  .hero-section {
    height: auto;
    min-height: 100svh;
    padding: 6rem 0 4rem;
    align-items: center;
  }
  .hero-container {
    justify-content: center;
  }
  .hero-glass-card {
    padding: 2rem 1.8rem;
    max-width: 100%;
    border-radius: 20px;
    text-align: center;
  }
  .hero-title {
    font-size: 36px;
    align-items: center;
  }
  .hero-subtitle-new {
    font-size: 17px;
    margin: 0 auto 1.8rem auto;
  }
  .hero-cta-new {
    display: flex;
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 30px;
  }
  .hero-glass-card {
    padding: 1.6rem 1.4rem;
  }
}

.hero-features-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.pill-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: #FFFFFF;
  padding: 0.5rem 1rem;
  border-radius: var(--radius-full);
  font-size: 0.9rem;
  font-weight: 400;
  box-shadow: 0 2px 10px rgba(0,0,0,0.03);
  border: 1px solid var(--border-light);
}

.pill-item svg {
  color: var(--emerald-medium);
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 1.2rem;
  margin-bottom: 3rem;
}

.hero-stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border-light);
}

.stat-num {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  font-weight: 400;
  color: var(--primary-emerald);
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  font-weight: 400;
}

/* Quick Card Widget on Hero */
.hero-widget-card {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 2.2rem;
  box-shadow: var(--shadow-card);
  border: 1px solid rgba(5, 150, 105, 0.15);
  position: relative;
}

.hero-widget-card::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 10%;
  right: 10%;
  height: 4px;
  background: linear-gradient(90deg, #F59E0B, #059669);
  border-radius: 4px 4px 0 0;
}

.widget-header {
  margin-bottom: 1.5rem;
}

.widget-header h3 {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--dark-slate);
}

.widget-form-group {
  margin-bottom: 1.2rem;
}

.widget-form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-muted);
  margin-bottom: 0.4rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.input-with-icon {
  position: relative;
}

.input-with-icon input, .input-with-icon select {
  width: 100%;
  padding: 0.85rem 1rem 0.85rem 2.8rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-light);
  font-size: 0.95rem;
  font-weight: 400;
  color: var(--text-main);
  background: #F8FAFC;
  transition: all 0.2s ease;
}

.input-with-icon input:focus, .input-with-icon select:focus {
  outline: none;
  border-color: var(--emerald-medium);
  background: #FFFFFF;
  box-shadow: 0 0 0 3px var(--emerald-glow);
}

.input-icon {
  position: absolute;
  left: 1rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--emerald-medium);
}

/* Sections Common */
.section-padding {
  padding: 5.5rem 0;
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3.5rem auto;
}

.section-header h2 {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--dark-slate);
  margin: 0.8rem 0 1rem 0;
}

.section-header p {
  color: var(--text-muted);
  font-size: 1.05rem;
}

/* EMI Calculator Section */
.calculator-section {
  background: #FFFFFF;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  background: var(--bg-cream);
  border-radius: var(--radius-lg);
  padding: 3rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-subtle);
}

.slider-group {
  margin-bottom: 2rem;
}

.slider-label-val {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.8rem;
}

.slider-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--dark-slate);
}

.slider-display-box {
  background: #FFFFFF;
  padding: 0.4rem 1rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--emerald-medium);
  font-weight: 900;
  color: var(--primary-emerald);
  font-size: 1.15rem;
  box-shadow: 0 2px 5px rgba(5,150,105,0.08);
}

.slider-display-input {
  background: #FFFFFF;
  padding: 0.45rem 0.9rem;
  border-radius: var(--radius-sm);
  border: 2px solid var(--emerald-medium);
  font-family: 'Open Sans', sans-serif;
  font-weight: 400;
  color: var(--primary-emerald);
  font-size: 1.15rem;
  box-shadow: 0 2px 8px rgba(5,150,105,0.12);
  text-align: center;
  min-width: 150px;
  max-width: 180px;
  outline: none;
  cursor: text;
  transition: all 0.2s ease;
}

.slider-display-input:hover {
  border-color: var(--accent-gold);
  background: #FFFDF5;
}

.slider-display-input:focus {
  border-color: var(--accent-gold);
  background: #FFFFFF;
  box-shadow: 0 0 0 4px var(--gold-glow);
}

.amount-preset-pills {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 0.8rem;
  flex-wrap: wrap;
}

.preset-btn {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  color: var(--text-main);
  padding: 0.35rem 0.8rem;
  border-radius: var(--radius-sm);
  font-size: 0.8rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s ease;
}

.preset-btn:hover, .preset-btn.active {
  background: var(--emerald-medium);
  color: #FFFFFF;
  border-color: var(--emerald-medium);
  box-shadow: 0 4px 10px rgba(5, 150, 105, 0.2);
}

.custom-range {
  width: 100%;
  height: 8px;
  border-radius: var(--radius-full);
  outline: none;
  accent-color: var(--emerald-medium);
  cursor: pointer;
}

.slider-min-max {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--text-muted);
  font-weight: 600;
  margin-top: 0.4rem;
}

.calc-summary-card {
  background: linear-gradient(145deg, #064E3B 0%, #022C22 100%);
  border-radius: var(--radius-md);
  padding: 2.2rem;
  color: #FFFFFF;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 15px 35px rgba(6, 78, 59, 0.25);
  position: relative;
  overflow: hidden;
  box-sizing: border-box;
}

.calc-summary-card::after {
  content: '';
  position: absolute;
  bottom: -40px;
  right: -40px;
  width: 180px;
  height: 180px;
  background: rgba(245, 158, 11, 0.12);
  border-radius: 50%;
  pointer-events: none;
}

.emi-amount-badge {
  text-align: center;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(8px);
  padding: 1.2rem 1rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255, 255, 255, 0.15);
  margin-bottom: 1.8rem;
  box-sizing: border-box;
  overflow: hidden;
}

.emi-amount-badge .val {
  font-family: var(--font-heading);
  font-size: clamp(1.6rem, 5vw, 2.5rem);
  font-weight: 800;
  color: var(--accent-gold);
  line-height: 1.15;
  margin-top: 0.3rem;
  word-break: break-word;
  overflow-wrap: anywhere;
  max-width: 100%;
}

.calc-breakdown-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-bottom: 2rem;
}

.breakdown-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.5rem;
  padding-bottom: 0.8rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.95rem;
  flex-wrap: wrap;
}

.breakdown-item .label {
  color: #A7F3D0;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  flex: 1 1 auto;
  min-width: 130px;
  font-size: clamp(0.85rem, 2.2vw, 0.95rem);
  white-space: nowrap;
}

.color-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  display: inline-block;
}

.dot-principal { background: #34D399; }
.dot-interest { background: #F59E0B; }

/* SVG Donut Chart Container */
.chart-container {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
}

/* Loan Products Grid */
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.product-card {
  background: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 2.2rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-subtle);
  transition: all 0.3s ease;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.product-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(5, 150, 105, 0.4);
}

.product-card.featured {
  border: 2px solid var(--accent-gold);
}

.featured-tag {
  position: absolute;
  top: -12px;
  right: 24px;
  background: linear-gradient(90deg, #F59E0B, #D97706);
  color: #FFFFFF;
  font-size: 0.75rem;
  font-weight: 800;
  padding: 0.25rem 0.8rem;
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.product-icon {
  width: 58px;
  height: 58px;
  border-radius: var(--radius-md);
  background: var(--emerald-light);
  color: var(--emerald-medium);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin-bottom: 1.4rem;
}

.product-title {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--dark-slate);
  margin-bottom: 0.5rem;
}

.product-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.product-specs {
  background: var(--bg-cream);
  border-radius: var(--radius-sm);
  padding: 1rem;
  margin-bottom: 1.5rem;
}

.spec-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  margin-bottom: 0.4rem;
}

.spec-row:last-child { margin-bottom: 0; }
.spec-name { color: var(--text-muted); }
.spec-val { font-weight: 700; color: var(--dark-slate); }

/* Eligibility Checker Widget Section */
.eligibility-section {
  background: linear-gradient(180deg, var(--bg-cream) 0%, #FFFFFF 100%);
}

.eligibility-box {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 3rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-card);
  max-width: 850px;
  margin: 0 auto;
}

.elig-step-flow {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 2rem;
}

.elig-step {
  text-align: center;
  padding: 0.75rem 0.5rem;
  border-radius: var(--radius-sm);
  background: var(--bg-cream);
  border: 1.5px solid var(--border-light);
  cursor: pointer;
  transition: all 0.2s ease;
  font-size: clamp(0.75rem, 1.8vw, 0.92rem);
  line-height: 1.25;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.2rem;
  min-height: 52px;
  box-sizing: border-box;
  word-break: break-word;
  overflow-wrap: anywhere;
}

.elig-step .step-num {
  font-weight: 800;
  font-size: 0.85em;
  color: var(--primary-emerald);
}

.elig-step .step-title {
  display: block;
}

.elig-step.active {
  border-color: var(--emerald-medium);
  background: var(--emerald-light);
  font-weight: 700;
  color: var(--primary-emerald);
  box-shadow: 0 4px 12px rgba(5, 150, 105, 0.15);
}

.elig-step-panel {
  animation: eligFadeIn 0.35s ease;
}

@keyframes eligFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.elig-result-badge {
  background: linear-gradient(135deg, #ECFDF5 0%, #FEF3C7 100%);
  border: 2px dashed var(--emerald-medium);
  border-radius: var(--radius-md);
  padding: 2rem 1.2rem;
  text-align: center;
  margin-top: 2rem;
  box-sizing: border-box;
}

.elig-result-badge .amount {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 6vw, 2.8rem);
  font-weight: 800;
  color: var(--primary-emerald);
  word-break: break-word;
  overflow-wrap: anywhere;
}

/* Process Timeline (How it works) */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.8rem;
}

.process-card {
  background: #FFFFFF;
  padding: 2rem 1.5rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  text-align: center;
  position: relative;
}

.process-step-num {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: linear-gradient(135deg, #F59E0B, #D97706);
  color: #FFFFFF;
  font-weight: 500;
  font-size: 0.9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 10px rgba(245, 158, 11, 0.3);
}

.process-icon {
  font-size: 2.2rem;
  color: var(--emerald-medium);
  margin: 1rem 0 1rem 0;
}

.process-card h4 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 400;
  margin-bottom: 0.6rem;
}

.process-card p {
  font-size: 0.875rem;
  color: var(--text-muted);
}

/* Trust Badges & NBFC Banner */
.trust-banner {
  background: var(--emerald-light);
  color: var(--text-main);
  padding: 3.5rem 0 2rem 0;
  text-align: center;
}

.trust-banner h3 {
  color: var(--primary-emerald);
}

.trust-banner p {
  color: var(--text-muted);
}

.partner-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 3rem;
  flex-wrap: wrap;
  margin-top: 1.5rem;
  opacity: 0.9;
}

.partner-badge {
  background: #FFFFFF;
  color: var(--primary-emerald);
  padding: 0.6rem 1.4rem;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.5px;
  border: 1px solid rgba(5, 150, 105, 0.15);
  box-shadow: var(--shadow-subtle);
}

/* Testimonials */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.testimonial-card {
  background: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 2rem;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-subtle);
}

.stars-rating {
  color: var(--accent-gold);
  margin-bottom: 1rem;
  font-size: 1.1rem;
}

.testimonial-text {
  font-size: 0.95rem;
  color: var(--text-main);
  margin-bottom: 1.5rem;
  font-style: italic;
}

.user-profile {
  display: flex;
  align-items: center;
  gap: 0.9rem;
}

.user-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--gold-light);
  color: var(--accent-amber);
  font-weight: 500;
  display: flex;
  align-items: center;
  justify-content: center;
}

.user-info h5 {
  font-weight: 400;
  font-size: 0.95rem;
}

.user-info p {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* FAQs */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1.2rem;
}

.faq-item {
  background: #FFFFFF;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  overflow: hidden;
  transition: all 0.2s ease;
}

.faq-question {
  padding: 1.3rem 1.8rem;
  font-weight: 400;
  font-size: 1.05rem;
  color: var(--dark-slate);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  user-select: none;
}

.faq-icon {
  transition: transform 0.3s ease;
  color: var(--emerald-medium);
  font-size: 1.2rem;
}

.faq-answer {
  padding: 0 1.8rem 1.4rem 1.8rem;
  font-size: 0.95rem;
  color: var(--text-muted);
  display: none;
}

.faq-item.active {
  border-color: var(--emerald-medium);
  box-shadow: var(--shadow-subtle);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-item.active .faq-answer {
  display: block;
}

/* Footer */
.site-footer {
  background: var(--dark-slate);
  color: #94A3B8;
  padding: 5rem 0 2rem 0;
  font-size: 0.9rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(3, 1fr);
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-brand p {
  margin: 1.2rem 0;
  line-height: 1.7;
}

.footer-title {
  color: #FFFFFF;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 1.4rem;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a:hover {
  color: var(--emerald-medium);
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid #334155;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.825rem;
}

/* Modal Styling */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.75);
  backdrop-filter: blur(6px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
  padding: 1.5rem;
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-container {
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  width: 100%;
  max-width: 580px;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.35);
  position: relative;
  overflow: hidden;
  transform: translateY(20px);
  transition: transform 0.3s ease;
}

.modal-overlay.active .modal-container {
  transform: translateY(0);
}

.modal-header {
  background: linear-gradient(135deg, #064E3B 0%, #022C22 100%);
  color: #FFFFFF;
  padding: 1.8rem 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.modal-header h3 {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
}

.modal-close {
  background: none;
  border: none;
  color: #FFFFFF;
  font-size: 1.5rem;
  cursor: pointer;
  opacity: 0.8;
}

.modal-close:hover { opacity: 1; }

.modal-body {
  padding: 2rem;
}

.modal-step-indicator {
  display: flex;
  justify-content: space-between;
  margin-bottom: 2rem;
  position: relative;
}

.modal-step-indicator::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--border-light);
  z-index: 1;
  transform: translateY(-50%);
}

.step-node {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 2px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--text-muted);
  position: relative;
  z-index: 2;
}

.step-node.active {
  border-color: var(--emerald-medium);
  background: var(--emerald-medium);
  color: #FFFFFF;
}

.step-node.completed {
  border-color: var(--emerald-medium);
  background: var(--accent-gold);
  color: #FFFFFF;
}

.form-group-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.form-input {
  width: 100%;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid var(--border-light);
  font-size: 0.925rem;
  margin-top: 0.3rem;
}

.form-input:focus {
  outline: none;
  border-color: var(--emerald-medium);
  box-shadow: 0 0 0 3px var(--emerald-glow);
}

/* Success Celebration Screen */
.celebration-box {
  text-align: center;
  padding: 2rem 1rem;
}

.celebration-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--emerald-light);
  color: var(--emerald-medium);
  font-size: 2.8rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem auto;
  box-shadow: 0 10px 25px rgba(5, 150, 105, 0.2);
}

/* Toast Notifications */
.toast-notification {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  background: var(--dark-slate);
  color: #FFFFFF;
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
  display: flex;
  align-items: center;
  gap: 0.8rem;
  z-index: 3000;
  transform: translateY(100px);
  opacity: 0;
  transition: all 0.3s ease;
  border-left: 4px solid var(--accent-gold);
}

.toast-notification.active {
  transform: translateY(0);
  opacity: 1;
}

/* Responsive Media Queries */
@media (max-width: 1024px) {
  .hero-grid, .calc-grid {
    grid-template-columns: 1fr;
  }

  .products-grid, .testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .nav-links, .hotline-badge {
    display: none;
  }

  .mobile-toggle {
    display: block;
  }

  .products-grid, .testimonials-grid, .process-grid {
    grid-template-columns: 1fr;
  }

  .hero-content h1 {
    font-size: 2.2rem;
  }

  .calc-grid {
    padding: 1.2rem;
  }

  .calc-summary-card {
    padding: 1.5rem 1.2rem;
  }

  .eligibility-box {
    padding: 1.8rem 1.2rem;
  }

  .elig-step-flow {
    gap: 0.5rem;
  }

  .elig-step {
    padding: 0.6rem 0.3rem;
    min-height: 48px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .form-group-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 576px) {
  .calc-summary-card {
    padding: 1.2rem 0.9rem;
  }

  .emi-amount-badge {
    padding: 1rem 0.5rem;
    margin-bottom: 1.2rem;
  }

  .breakdown-item {
    gap: 0.3rem;
    padding-bottom: 0.65rem;
  }

  .breakdown-item .label {
    min-width: 110px;
    font-size: 0.84rem;
    white-space: normal;
  }

  .breakdown-item .val {
    font-size: 0.92rem;
  }

  .eligibility-box {
    padding: 1.2rem 0.75rem;
  }

  .elig-step-flow {
    gap: 0.35rem;
  }

  .elig-step {
    padding: 0.5rem 0.2rem;
    min-height: 46px;
    font-size: 0.72rem;
  }
}

/* Navigation Dropdown Submenu Styles */
.nav-item-dropdown {
  position: relative;
}

.nav-item-dropdown > a {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.dropdown-arrow {
  font-size: 0.75rem;
  transition: transform 0.25s ease;
  display: inline-block;
}

.nav-item-dropdown:hover .dropdown-arrow {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: -10px;
  min-width: 260px;
  background: #FFFFFF;
  border-radius: var(--radius-md);
  box-shadow: 0 15px 35px rgba(6, 78, 59, 0.15);
  border: 1px solid var(--border-light);
  padding: 0.6rem 0;
  list-style: none;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 1100;
}

.nav-item-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu li {
  margin: 0;
}

.dropdown-menu li a {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.7rem 1.2rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-main);
  transition: all 0.2s ease;
}

.dropdown-menu li a:hover {
  background: var(--emerald-light);
  color: var(--primary-emerald);
  padding-left: 1.5rem;
}

.dropdown-icon {
  width: 28px;
  height: 28px;
  border-radius: 6px;
  background: var(--bg-cream);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
}

/* Wide Multi-Column Dropdown for 10 Loan Products */
.dropdown-menu-wide {
  min-width: 580px;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.2rem;
  padding: 1rem;
}

.dropdown-header-tag {
  grid-column: 1 / -1;
  font-size: 0.75rem;
  font-weight: 800;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 0.4rem 0.8rem;
  border-bottom: 1px solid var(--border-light);
  margin-bottom: 0.4rem;
}

/* MSME Specialization Badges */
.badge-govt {
  background: #E0F2FE;
  color: #0369A1;
  border: 1px solid #BAE6FD;
}

.badge-collateral-free {
  background: #FEF3C7;
  color: #B45309;
  border: 1px solid #FDE68A;
}

.badge-fast-approval {
  background: #ECFDF5;
  color: #047857;
  border: 1px solid #A7F3D0;
}

/* CIBIL Score Checker Card Component */
.cibil-card-wrapper {
  background: linear-gradient(145deg, #FFFFFF 0%, #F8FAFC 100%);
  border-radius: var(--radius-lg);
  padding: 3rem;
  border: 1.5px solid var(--border-light);
  box-shadow: var(--shadow-card);
  max-width: 900px;
  margin: 0 auto;
}

.cibil-meter-dial {
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: conic-gradient(#EF4444 0deg 90deg, #F59E0B 90deg 210deg, #10B981 210deg 360deg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem auto;
  position: relative;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.cibil-meter-inner {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: #FFFFFF;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.cibil-score-number {
  font-family: 'Open Sans', sans-serif;
  font-size: 2.8rem;
  font-weight: 400;
  color: var(--primary-emerald);
  line-height: 1;
}

.cibil-score-label {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-top: 0.2rem;
}

/* Authorized Bank Partners Marquee */
.logo-marquee-container {
  overflow: hidden;
  position: relative;
  width: 100%;
  padding: 1.5rem 0;
  display: flex;
  background: transparent;
}

/* Linear Gradient Overlays for Soft Fade Ends */
.logo-marquee-container::before,
.logo-marquee-container::after {
  content: "";
  height: 100%;
  position: absolute;
  width: 160px;
  z-index: 2;
  pointer-events: none;
  top: 0;
}

.logo-marquee-container::before {
  left: 0;
  background: linear-gradient(to right, var(--emerald-light) 0%, transparent 100%);
}

.logo-marquee-container::after {
  right: 0;
  background: linear-gradient(to left, var(--emerald-light) 0%, transparent 100%);
}

/* Marquee Track */
.logo-marquee-track {
  display: flex;
  width: max-content;
  animation: scrollMarquee 38s linear infinite;
  will-change: transform;
}

/* Pause the animation on hover */
.logo-marquee-container:hover .logo-marquee-track {
  animation-play-state: paused;
}

/* Marquee Group containing 14 logo cards */
.logo-marquee-group {
  display: flex;
  align-items: center;
  gap: 2.8rem;
  padding-right: 2.8rem; /* Seamless looping spacing */
}

/* Partner Logo Card */
.partner-logo-card {
  flex-shrink: 0;
  width: auto;
  min-width: 220px;
  height: 90px;
  background: #ffffff;
  border: 1px solid rgba(5, 150, 105, 0.08);
  border-radius: 12px;
  padding: 0.8rem 1.6rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.02);
  transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
}

.partner-logo-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 22px rgba(6, 78, 59, 0.07);
  border-color: rgba(5, 150, 105, 0.22);
}

/* Keep the original logo colors, proportions, and quality */
.partner-logo-card img {
  max-width: 280px;
  max-height: 60px;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
  image-rendering: -webkit-optimize-contrast;
}

/* Redesigned Channel Partners Section */
.channel-partners-section {
  background-color: var(--emerald-light);
  padding: 3.5rem 0;
  text-align: center;
  border-top: 1px solid rgba(5, 150, 105, 0.08);
  border-bottom: 1px solid rgba(5, 150, 105, 0.08);
  position: relative;
  overflow: hidden;
}

.channel-partners-title {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 1.8rem;
  color: var(--primary-emerald);
  letter-spacing: 1px;
  text-transform: uppercase;
}

/* Scroll Animation Keyframes */
@keyframes scrollMarquee {
  0% {
    transform: translateX(0);
  }
  100% {
    transform: translateX(-50%);
  }
}

/* Responsive Breakpoints */
@media (max-width: 992px) {
  .logo-marquee-container::before,
  .logo-marquee-container::after {
    width: 100px;
  }
  .logo-marquee-group {
    gap: 2rem;
    padding-right: 2rem;
  }
  .partner-logo-card {
    width: auto;
    min-width: 190px;
    height: 80px;
    padding: 0.6rem 1.2rem;
  }
  .partner-logo-card img {
    max-height: 50px;
    max-width: 240px;
  }
}

@media (max-width: 576px) {
  .channel-partners-section {
    padding: 2.5rem 0;
  }
  .logo-marquee-container::before,
  .logo-marquee-container::after {
    width: 60px;
  }
  .logo-marquee-group {
    gap: 1.5rem;
    padding-right: 1.5rem;
  }
  .partner-logo-card {
    width: auto;
    min-width: 155px;
    height: 70px;
    padding: 0.5rem 1rem;
    border-radius: 8px;
  }
  .partner-logo-card img {
    max-height: 42px;
    max-width: 190px;
  }
  .channel-partners-title {
    font-size: 1.05rem;
    margin-bottom: 1.2rem;
  }
}