From dreams to reality, the journey starts here!

Make the impossible possible with our Personal Loans

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MSME Business Growth Loan

Flexible working capital, inventory purchase, and machinery upgrades for small and medium enterprises.

Interest RateFrom 13.0% - 18% p.a.
Loan Amount₹1 Lakh to ₹50 Lakhs
Repayment Tenure12 to 84 Months
EligibilityMin 1 Year Business GST
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Home Loan & Construction

Affordable housing loans for ready-to-move flats, plot purchase, home extension, or independent villa construction.

Interest RateFrom 7.0% - 10.5% p.a.
Loan AmountUp to ₹2 Crores
Repayment TenureUp to 30 Years
PMAY SubsidyEligible under Govt Scheme
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Gold Jewellery Loan

Instant cash against gold ornaments stored in safe bank vaults with low interest rates and flexible bullet repayment.

Interest RateFrom 7.9% - 12% p.a.
LTV RatioUp to 75% Gold Valuation
Disbursal Time15 Minutes Instant
Vault Safety100% Insured Storage
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New & Used Vehicle Loan

Drive home your favorite 4-wheeler, 2-wheeler, or commercial vehicle with up to 100% on-road price financing.

Interest RateFrom 8.9% - 13.5% p.a.
FinancingUp to 100% On-Road Price
Repayment Tenure12 to 84 Months
ProcessingQuick Dealer Disbursal
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Education & Study Abroad

Fund higher education degrees, tuition fees, and living expenses for top universities in India and abroad.

Interest RateFrom 9.2% - 12.5% p.a.
Loan AmountUp to ₹75 Lakhs
MoratoriumCourse Duration + 1 Year
Tax BenefitSection 80E Exemption
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Loan Balance Transfer & Top-up

Switch high-cost active loans to Money Loans for lower EMIs, zero hidden fees, and an instant cash top-up.

EMI SavingsSave up to 35% Monthly
Top-up CashAdditional Unsecured Line
Transfer Fee₹0 Zero Processing Charge
Speed48-Hour Full Settlement
Complete Transparency

Interest Rate & Processing Fee Matrix

Compare interest rate slabs, tenure limits, and processing charges across all our financial services.

Service / Product Interest Rate (p.a.) Max Loan Limit Max Tenure Processing Fee Action
Personal Loan 9.0% - 16.0% ₹25 Lakhs 5 Years 1.5% - 2.0%
MSME Business Loan 13.0% - 18.0% ₹50 Lakhs 7 Years 1.0% - 2.5%
Home Loan 7.0% - 10.5% ₹2 Crores 30 Years 0.5% (Flat)
Gold Loan 7.9% - 12.0% ₹1 Crore 3 Years ₹0 Zero Fee
Vehicle Loan 8.9% - 13.5% ₹40 Lakhs 7 Years 1.0%
Education Loan 9.2% - 12.5% ₹75 Lakhs 15 Years 1.0%
Paperless Checklist

Documents Required For Instant Sanction

100% digital upload. No physical visits or paper copies needed.

Salaried Applicants
Self-Employed / MSME
Gold & Property Loans

Documents for Salaried Individuals

  • ✔️ Identity Proof: PAN Card or Aadhaar Card (Instant Digilocker fetch)
  • ✔️ Address Proof: Passport, Aadhaar, or Utility Bill
  • ✔️ Income Proof: Last 3 Months Salary Slips
  • ✔️ Bank Statement: Last 6 Months Bank Statement (PDF download)